ExifII*Ducky<(http://ns.adobe.com/xap/1.0/ OCC Truth in Lending Act Interagency Examination Procedures HPhotoshop 3.08BIMZ%G8BIM%ȷx/4b4XwAdobed       !1A"Q2aq#BTR3b$rC4%5cD ?SK|#O|ӟ 8pfcc٥?,^n/&@flL1=r&o\хcKJV\N>=x|\0x/%O7<8bi#: ^w`r¸͒&X"cKcdTmA_8PNT刡X)1ɪQ#h'HxT8Rq$αr" q]Ũ.;`:R__<_?"^&dXl&VTkB/i**]zA4@h 4@h<s|'9pܖdd๎9#ŒiKjV_h5 ,rL-"Yq@GqM6{mh_\M7gc$8{v~s۾ہtG\nlʙ28QU`#R"_t)yNn7xr1c'"$V {A_mz4g#_șeˋ A,o$jHPx:i^2?\n^I8sa2:ۑQcdG4KF|^srX\eɳbDEu?/I _rl#`h߫O-ܕe#fU0nRyǟxk c>c8GResH:ӫlw:3ϏWsˤQC!=QOvo_)X1r\Bay\s2|$iDZVJ 4@h 4As2P$Ɉjo,0 I ۠]IL3c(¬#0I9f^4hzݿu 5I+,QK LҳK#glt˘JxL5AjrAnWQeH㤞7)AKh޲ o|Q.x8?oGp5֟,ohBE UO¹۠~[q %m=f6 OFUBo&j< 6OzYXi@]UQ~˸gixV ^-G+/8\0}9evVk;!2CA 9Q.6j3 ;̬TҬWj֝4nA0c24eJ]\\ZxWrq՜PQ4֟b]PzhbeaI3m e^c<0^TߠyV<Y#%ZuO8t|eʒl HqK!kE@i G',VZCuv_bp!Ά9"qr$c C4dsReld9jUrit9l\nzyI3Š'v/+gbWuka,e Iig$qRc& )Vq޾cMHi#ASWIi5BI@섹tUkZ_/Ƀ1A,8ƍE h޽MmJy>BwDj%䪊B7r,~dx)r"Y$he7F`"S9/3̗XrKZ8e7#;LXqmA$2+JCnMiWZ\00, }8gG ,lpiIu .dve rq3ڣ=SSBIݣxɺ,U:\ Q X=xG,8Da224̶vkf sшCGu;(T,56X8cX²R@?N;I uS$2Ly;z\*V9e̝;i@""\h>$P&8qݹSJw( R EG'8C*`X¥VQh]Az @h 4g>$ry YN84B#*CE/V h< &9">4&RDH @tƃ•7!O!#UӽwZ8V* ,A4[VNSxK81 H&.'aXO.6L;ȶJ$yV%tbQ6Z|p8yǵ,eFJC_N 'Һ́VVGz^kN*#ۦMd.FXߩ8 ԡ,, t Hrgxl,dIXI~4rBwɍ2hY,YC04.6Xr;kI" Qe2Z |+Jh$p,8 pra!w?:pM }qq运eǕxGAs]"*]fPGGr*cՀ*'lXg'r$1:=%]q%qa%QR+AMᢌglFb: )7kvhCp٘e*J2 `KXЬiW@?$V^"J ̍%X8jŪf4-&7\ؤc :O1Hp@GMğKő"9"GצA92<}F&L6Y[mKm'zجW+nFőc eXY=TlkRpS@ʒUFQ$S*K T6ag3%x̬?'4ٖ5w*vȇ@Gr#{h0VN+o49jdKOؽ^&: ݼlbw0 *љ\ԀEztX> Njo$xDc.C;QvbZT|4oŏ cSbUvXY V :-J lo'\c-icE\bȢI;퉎mnWX>,JI#WDB{\4uƎXQ$Ne:d~~Tq!$eVɍB2V'.Ns emx7P5iǖ'!#X BbVyKT렎O73p@48SdT:EyyEgEN_PBv=4xp9>*̎BcuV ~qPb*h (҄ﱦJh;yhLn9W.E9+"w ju4RG?˚#qC+ :++q9?xA9_/*7Nq&85s &|si-TG/7Jb${R@m>ꍺ頳/'F?o":r=лmQ_Lx*~([i^qrb0y8BսAI\Ah3J R]r9sǗPKZ: M4{ʏbN|Scp ^„0m;oŊM75A+H:Il n!JY}m$č9˞N>#,k1)kꩰzw#Ωs1 aAkJ-頔2(s9rDb#v(\K#]/AW2/ Ϛ:ŇʍhШ Rn:RA;оq(@+րzh:Ehx2СTign?>{qֶ=4 QU6s)h׮1E >Mێ|h+uUTQ@z @h W>9 ~O2G*!)[OMI7 s$xǶ 5 n>goY_+$ZG@+[ğ.L7S#頕Dr3-`TgpY1S((V֖p]@q"Jw.. ?GipE7 -AJ8s|ȏ Xr<"MՖ 6>w|L\ha"=$Rb٠yS4Q ơ+|۲S@Κ#)A'\ nb"89?,qYj$E$hc-++H{jZĸz|v0 f(XZbD͏).TJceY÷un]Cj={w}*q<"f {6Z ,A1'+h, Koz^M=cs1'F 6ݿOMLnY"K4OGI*֎`:txZXd-"qZZExw]h%L Hh?@^t;.txW${eKH۾A,  j n |Z_’d~#Iq;r_{<C?&@yƑZBl%-.Vs>nƭw"j,*K5.#"^Ifr۱$aAk".Z Cȓ;T\l@F$WX f St2G&4H;"%RK[ j$! R) 8!qzodso(ǒwǙHPʗݕS0>LY2XIe] Ҳ -HAc#L&g`XRq_?nf~mGF|( @UhO]aqd'쀮8>)Aa9Cw*@/}esFuh%bZDs0G\My&y0zIcnC0UMce|!Uy#ilZX*P)ߦG6I*h/ˈ\_‰Gu)2C))\ldHq@HI# 2lǧA2d͋1Rr폑 *.+㋈ua 11<ݳ'i{jAsrhdDUVe =}G9#0jcĥXb{OA̞!I<@D>3%Hgcэvc4 &h2&0vLj2 HKʴi5 cxJ&L\nK̖̓uoظrBd$;PT4 o de9Ie@.u4A:vƤ]h-h 4@h 4@h q¯YSJdD{LY٪-N_!§'$lyd ; c%@[PvLGۖ(? KuVqS@3yXI FY;U!~R ry*ˋ";ɕ3ȴ"Zh 7>ao_@Vʁ:QޯQu}EORqŏqK>3:ې,=@e v&ކG_dK=4 d9+JFt$DXz>Acq?IK4G#HZݰ=w=4h !8 -SB~ 9LL9d4,.jaщAZI"T $YD&R(omtyrIcל#?we;T\}m)18=̍؝\=j'~^gż"Ejb,TQAH3!^7Ō. T(ѾVh#1 ~D ГOh>4W#S$0 >:<̓P1%j2j#y;.j^܆zhIɗ#l\LgEt\HܜQÙVG J6N4y/xixإE< mTƪ;0#dcxNJ8ի.+^DS{ܚq7&t?& ŝ2UG4 -*>SX4ܚKǩ#n !lr<<>w4@*e-23TPEM I9,Vll~|]g,Z(@F"q-̨εVa m#>4sg$aZG˖$t!_"x+ nEt?dY|C.4)# +->TG^F]C+sZ΢ B) &uu!\•2]̗NVos?Nn@jԝٲO"s913DЃ{ˋ4 <'I.La+ Jh(bhjn~: d+cS-dR-;"V!m٠ GMHZ5U;Q7 ef|X30&-dƌ{(n}sB{H& Rbmǹ|6B4-cfK Lch m=4r&ˎIer'Hai;Y+ (:h,q: sjhTgc*icA9=/cy$IljWif3G'yL#,݈ܠ))#t UJSu1Zj&YE5+I;lp~FSz#<,g}? ee4"vNF4o¡ߵ %Ti XL4(ݦ"~D72bw]qfVlfl* 1&,;z}dƗB{Ic]nA,l\R)I㙋*HZ.j”.|h2C7Ov:Zd3%MẺ 2!W@nN2#\'V*4",9~TJO=LWɁɑJ"3VS &|obL+;]d֞.`q_rxB.I PRůxF{4TY&q$`"YjՉ ų No6Uo [Eh 2γ{RH=@~%BH"!a`w*fTW@.D3?gݠbxrBюs:9`L[-`>h|g?^9kN{No .\.ޚQ˵ހAG>2r,-;[m.&h(I() *@:H$j_iA'LX罢Em4"jkA9yg|M#"D]Sh8[UH/3_A9|Ǣ%cK]Z~"t o4eWaB2P2+Ǜ%4jYUVvq][j;rhC|7 ܋:'SU5Ө-|9)+^,ą%@f|Mo'|$MHdت'ݠ< {H}wx̧JnA/! 1 Qe&޶Sb܌"5ݻV7AR.Fj@UB~`~n.n:ʳ@Ehhqh 4A$ݦq !{nTSe&u1@H2KqNAK+72- /uHݩ\bOh" ;0d܍PUfۯq>=L4YK++{@|{hH~@[ʕqm(v2Kˀ$4\Jf-1P=2cQT u 26yb[c9@b N1O4?kAYNfpV5]P>QAqϞO=n16Ej:h2<2de,1HQ"xGB&cҔ9.̡}ƻҕ@7 2e1WWT3J,PmhnfiKrYiVeitRr9 ~ܥm(렿M@RT&T_vE7n@$HcRC(jmSMƥ'w@JXe">_M8}VImQRv`x N==fAKe *@+rWyۼ8V!JQ]seXj5.sh5@<R/hɳ&UxLZյtgr3dUQ T[Һ'#VP)>*kEu:pX<;2 _ʸy+F) v z 6DY8BKE*+U;CCfAK{8߻$B,(dqFe]zh<@7NWu9*BW {y I͕2g۪ 2SKoVRH#_sZFc u5m[A71&,?31ȲGFjZh4 9XgI&^x~K[mjޕBjYd qh ?*zݠik=OM%i~o(5K,Q7p-h!7>d)P}E)Pw9xLd48Z@%ʖoZ Eenj~a,2M'͑n>7A8|9)Հ=.Fjn=4<22D| 0ѣ,@= M೜eQѐa c'uzh8&j-MmA(]eI9wrơ~S rs=A"JZr rFʎ;1lTW =4@PV@h 4@h 4@h 4^zc2C4 (@>~uG&_QI-e!@~uG&_QI-e!AqHr"S$L(-MϠwk2.;::z4 FD7lj|hlwI9wGDzh;e!@~uG&_QI-e!@~uqtRc *K3PC(WUMM44t[ WhCָSr+4@h 4x_QVOӮTgk&uh[?'ۿӵf*_}g,Y4M_/j~[+@h C]طgzv}ݿzh>GW gzi4{ӏnS]>om~?{Nm=kA